The plan is always to save a little at the end of the month, pay down those debts and move on with your life but something always seems to come up and those debts are beginning to get you down. The problem with credit card and loan debt is the interest. It quickly mounts up … Read more
Life is full of unexpected moments. Sometimes gigantic and monumental, others small and subtle. Whether good or bad, we all find ourselves in surprising moments sometimes. However, whilst a nice little win in life might feel fab, the wrong type of surprises can be extremely nerve-wracking and lead to extreme stress, anxiety and difficulty sleeping … Read more
Have you ever heard of the Diderot Effect? Named after the French philosopher Denis Diderot, this phenomenon refers to the tendency for people to buy a new item, which then leads to the desire to buy more complementary items. This can create an endless cycle of overconsumption and materialism. But, it can also be seen as a positive force, as it can drive innovation and creativity. To avoid falling prey to the Diderot Effect, become aware of it, analyze the total cost of purchases, reduce exposure to marketing messages, buy into the upcycling trend, and recognize that there will always be upgrades to be had.
This guest article is featured by White Dress Films. I think it is safe to say that most brides-to-be dream of having an absolutely beautiful wedding cake to mark their special day. While we all expect to see a fairytale wedding cake making a grand appearance during the reception, sometimes budget constraints can lead a couple … Read more
*This is a collaborative post. In a world where technology is advancing at an aggressive pace, the idea of a traditional mechanical watch is seen by some people as a bit of an abnormality. Yet, luxury watches are as popular as ever. They aren’t fashion fads; this isn’t like the trend of retro becoming popular … Read more
You never what is going to happen in the future. And that is especially the case in the home. There are lots of faults that could occur to the various systems in a property, and these could end up being very expensive to get fixed. Plus, small accidents could leave some furniture and other items … Read more
I bought a flat back in 2005, during the height of the property boom in one of the most expensive cities in the UK. At the time I was a newly qualified teacher and was able to take advantage of a government scheme available that offered me an equity loan, which allowed me to purchase … Read more
Often, the amount of purchases people make where it is just wasting money is incredible. There are so many ways that we can get more bang for our buck that we just seem to be ignoring. Why this is, I guess we’ll never know! It is, of course, more helpful to make the most of … Read more
Economically, times have been tough for some time now, and this has resulted in many people falling down the slippery slope of debt because they are in dire need to make money. But even if you have the money in place, it can still be hard to keep your head above water, let alone enjoy … Read more