Retirement should be a time of easy living. However, it is not so easy when your funds are limited. Whether you have trouble meeting monthly financial obligations or just encounter a sudden expense, extra cash may be required. One way to obtain that extra cash is by applying for a home mortgage. Of the mortgages … Read more
We can spend our entire lives building up good financial standing only to have one mistake take all of our savings from us. Sometimes, this may not be our fault. In the 2008 housing-led financial crisis, many families lost their homes and savings they had worked for years to accumulate. They gave their trust to … Read more
Improving your household finances can sometimes be necessary, especially if you have a family. You become responsible for more than just yourself; when you have a partner, there might be things like a house to buy or a wedding to save for, and if you have kids then there are never-ending expenses! So here are … Read more
The plan is always to save a little at the end of the month, pay down those debts and move on with your life but something always seems to come up and those debts are beginning to get you down. The problem with credit card and loan debt is the interest. It quickly mounts up … Read more
Life is full of unexpected moments. Sometimes gigantic and monumental, others small and subtle. Whether good or bad, we all find ourselves in surprising moments sometimes. However, whilst a nice little win in life might feel fab, the wrong type of surprises can be extremely nerve-wracking and lead to extreme stress, anxiety and difficulty sleeping … Read more
Have you ever heard of the Diderot Effect? Named after the French philosopher Denis Diderot, this phenomenon refers to the tendency for people to buy a new item, which then leads to the desire to buy more complementary items. This can create an endless cycle of overconsumption and materialism. But, it can also be seen as a positive force, as it can drive innovation and creativity. To avoid falling prey to the Diderot Effect, become aware of it, analyze the total cost of purchases, reduce exposure to marketing messages, buy into the upcycling trend, and recognize that there will always be upgrades to be had.
*This is a collaborative post. In a world where technology is advancing at an aggressive pace, the idea of a traditional mechanical watch is seen by some people as a bit of an abnormality. Yet, luxury watches are as popular as ever. They aren’t fashion fads; this isn’t like the trend of retro becoming popular … Read more
You never what is going to happen in the future. And that is especially the case in the home. There are lots of faults that could occur to the various systems in a property, and these could end up being very expensive to get fixed. Plus, small accidents could leave some furniture and other items … Read more
Boom25.com is a shopping site with a difference. When you purchase from particpating online stores via the website or app, you are in with a chance of winning your cash back! The way it works is very simple; the site gets commission for every sale made, and it uses some of that to offer prizes; … Read more