I bought a flat back in 2005, during the height of the property boom in one of the most expensive cities in the UK. At the time I was a newly qualified teacher and was able to take advantage of a government scheme available that offered me an equity loan, which allowed me to purchase … Read more
I am so proud of myself right now; I have just been super organised and filed my 2017/18 tax returns online already! The deadline isn’t until the end of the year, but I couldn’t blog anyway because my site was being transferred to a new host, so I figured I might as well use that … Read more
If you are self- employed you may well find your monthly income is variable. It might depend on how promptly invoices are paid, some of your work might be seasonal or you might simply have an unpredictable flow of work each month. This can make it difficult to manage finances and create unexpected shortfalls. Here … Read more
Often, the amount of purchases people make where it is just wasting money is incredible. There are so many ways that we can get more bang for our buck that we just seem to be ignoring. Why this is, I guess we’ll never know! It is, of course, more helpful to make the most of … Read more
Economically, times have been tough for some time now, and this has resulted in many people falling down the slippery slope of debt because they are in dire need to make money. But even if you have the money in place, it can still be hard to keep your head above water, let alone enjoy … Read more
Do you have trouble with money? It’s possible that you struggle to save because your money is actually draining away in wasteful areas. There are lots of areas in life where you might be spending a lot more than you actually need to. Cut the cost, and you will find you have a lot more … Read more
When it comes to your family and finances, you need to make sure that you’re handling them the right way. Many people don’t realize that the way they handle their finances and talk about their finances teaches their kids everything they believe about money before they’ve even grown up and had a chance to experience … Read more
Family adventures are great, but unlike the ones you read about in books, they cost money. Whether you like to plan for big trips or days out, it’s nice to have a little rainy day fund to help you pay for your adventures. A family has a lot of expenses, making it hard to put … Read more
If you’re in a bind and need some quick cash it can be a very frustrating and emotionally distressing position to be in. Nobody likes to be backed into a corner, but if unfortunate circumstances prevail then what you really need are some options – and you need them fast. So here is some inspiration … Read more