Do you have trouble with money? It’s possible that you struggle to save because your money is actually draining away in wasteful areas. There are lots of areas in life where you might be spending a lot more than you actually need to. Cut the cost, and you will find you have a lot more … Read more
Whether you’re looking to implement big change in your life, or just looking to make small steps towards being a better version of yourself, setting goals is paramount. However, there’s a difference between setting achievable goals and giving yourself unattainable targets. Ambition is an enviable trait – and ensuring your hard work leads to accomplishments … Read more
As parents, our number one goal in life is to raise happy and healthy children with a bright future. We want to know that we’re doing everything we can to do what’s best for them, and once you have a child this little person is suddenly the most important thing in your life, you value … Read more
It’s easy to let Christmas take over your house, mind and wallet. Maybe it even instills a feeling of dread and an expectation that you’ll start the new year on the back foot in a bank overdraft. But there are many ways to upgrade your Christmas that don’t revolve around presents and decorations. Fun, personal … Read more
This post discusses how you can save money on home educating and still provide plenty of home ed opportunities. It is a common misconception that home educating is expensive and unaffordable to most. However, many home educators successfully home educate on a tight budget and there are lots of ways to make home educating affordable. The truth is, home education can be as cheap or expensive as you want it to be. Plus with the money you would spend on uniform, trips and lunch money, school is not necessarily a cheaper option either!
We have recently been discussing pocket money and debating whether it should be earned or given? If it is to be earned, what should it be for? And how much is reasonable? Personally, I feel that the concept of earning money is important. It helps to promote independence and a good work ethic. But I … Read more
We have all been there; despite doing your best to stay on top of the finances, somehow the money doesn’t quite stretch to your next pay check. Maybe an unexpected expense has cropped up that really cannot wait until the end of the month. Or an unpaid invoice messes up your carefully planned budget. Or … Read more
One of the things I’m always very conscious of as a parent is our family’s finances. These are challenging times for the UK, and there seems to be growing conjecture that times are about to get even tougher. Whilst I try not to worry too much about the wider economic issues that are largely beyond … Read more